AD DIWAN 2021-09-19T06:30:45+00:00 Roisiyatin Open Journal Systems <p><span class="VIiyi" lang="id"><span class="JLqJ4b ChMk0b" data-language-for-alternatives="id" data-language-to-translate-into="en" data-phrase-index="0"><strong>Journal Islamic Economics Ad Diwan</strong>; Institut Ummul Quro Al-ISlami Bogor adalah jurnal penelitian dalam disiplin ilmu ekonomi islam dan masalah ekonomi syariah yang diharapkan dapat memberikan kontribusi baru atau <em>state-of-the-art</em> untuk pengembangan akademik atau aplikasi dunia nyata atau keduanya.</span> <span class="JLqJ4b ChMk0b" data-language-for-alternatives="id" data-language-to-translate-into="en" data-phrase-index="2">Jurnal ini mencakup artikel penelitian asli, antara lain: Ekonomi Islam, Kewirausahaan Syariah, Manajemen dan Perbankan Syariah, Etika Bisnis Syariah, Manajemen Investasi Syariah, Manajemen Risiko Bank Syariah, Manajemen Dana Bank Syariah, Akuntansi Syariah, Anggaran Bank Syariah, Manajemen Zakat, Modal Syariah</span> <span class="JLqJ4b ChMk0b" data-language-for-alternatives="id" data-language-to-translate-into="en" data-phrase-index="3">Pasar.</span> <span class="JLqJ4b ChMk0b" data-language-for-alternatives="id" data-language-to-translate-into="en" data-phrase-index="4">Jurnal Ad Diwan ini diterbitkan oleh Program Studi Ekonomi Syariah, Fakultas Ekonomi Syariah, Institut Ummul Quro Al-Islami Bogor. Jurnal ini terbit dua kali dalam setahun yaitu Bulan September dan Maret.</span></span></p> EFEKTIVITAS PEMBAYARAN NON TUNAI (CASHLESS) PADA BUMP PESANTREN MODERN UMMUL QURO AL-ISLAMI 2021-09-19T05:51:24+00:00 Moh Asep Zakariya Ansori <p><em>The rapid development of the economic system requires us to be more innovative and creative in responding to mass developments in a measurable manner and without eliminating the elements of Islamic law, so that its effectiveness can be obtained. Payment is an important component (Rukun) in goods or services trade transactions, technological developments and the high transaction value and risk, a safe and smooth payment system is very important and supports the development of the financial system. An alternative that is the choice of Islamic Boarding School-Owned Enterprises (BUMP) in financial transactions for students at the Ummul Quro Al-Islami Modern Boarding School is Cashless payment. This system aims to provide convenience in transactions, as a preventive effort for foundation management to minimize the occurrence of a concern in financial management. This research was conducted to determine the effectiveness of the BUMP of Ummul Quro Al-Islami Modern Boarding School in the implementation of cashless payments. The method used is a phenomenological approach which is carried out systematically, by extracting information from a phenomenon and experience critically. The results of this study showed that: 1) some of the students' guardians did not understand the Cashless system well. 2) The implementation of the cashless system, which is relatively new, has resulted in a lack of mastery of canteen or mart staff (business units) 3) Density of student activities and server constraints on the system and network hamper the transaction process</em></p> 2021-09-18T00:00:00+00:00 Copyright (c) 2021 AD DIWAN ANALISIS DAYA SAING PRODUK EKSPOR INDONESIA KE TIONGKOK 2021-09-19T05:59:21+00:00 Muhammad Mulya Tarmidzi Dina Rahayu <p><em>International trade is the activity of exchanging goods or services across countries based on mutual agreement through export and import activities, and one of the countries that is Indonesia's trading partner is China. To be able to enter a foreign market, of course, requires a product that has high competitiveness. For this reason, it is necessary to know the strength of competitiveness of Indonesian products which have been exported to the Chinese market. The purpose of this study is to analyze competitiveness, market position, and to find out what sectors need to be encouraged during 2015-2019. The data used are secondary data with annual periods. Based on the RCA results, there are only 34 out of 97 product sectors that have a comparative advantage or an average RCA value of more than one. And based on the EPD results, most of Indonesia's export products do not have a competitive advantage in China, because there are 40 out of 97 product sectors that are in a reatreat position, which means that there is a decline in the export market share in that product sector</em></p> 2021-09-18T00:00:00+00:00 Copyright (c) 2021 ANALISIS PENGARUH TRANSMISI SUKU BUNGA DAN BAGI HASIL TERHADAP TOTAL PEMBIAYAAN PERBANKAN SYARIAH DI INDONESIA PERIODE 2017-2019 2021-09-19T06:07:26+00:00 Jamaludin Irfan Fauzan <p><em>This study aims to determine the effect of the transmission of interest rates and profit sharing on the total financing of Islamic banking in Indonesia from 2017-2019. Total financing is part of the dependent variable, while the independent variables are interest rates and profit sharing. The population in this study is all interest rate reports at Bank Indonesia (BI), Profit Sharing and Total Financing on the official website of the Financial Services Authority (OJK). And the sample data was collected based on interest rate data at Bank Indonesia in 2017-2019, Profit Sharing based on data from Islamic Commercial Banks in 2017-2019. The data were analyzed using Multiple Linear Regression Analysis. The results of this study indicate that interest rates and profit sharing affect the total financing of Islamic banking in Indonesia</em></p> 2021-09-18T00:00:00+00:00 Copyright (c) 2021 PENGARUH PENGETAHUAN KONSUMEN TERHADAP KEPUTUSAN MENJADI NASABAH PRODUK TABUNGAN WADIAH PADA KOPERASI SIMPAN PINJAM 2021-09-19T06:13:04+00:00 Roisiyatin Rida Raudatun Nisa <p><em>Organizational the thesis entitled "the impact of consumer knowledge on wadiah's savings decision on modern consumer knowledge on bookkeeping loans to modern consumer knowledge bogor." The objective is to know the impact of consumer knowledge on wadiah's savings decision to the modern consumer lending fund in Indonesia. Researchers took the title because of the people's lack of knowledge about operatives. As for the kind of research used is by using a quantitative approach. The data collection is done with a questionnaire spread at 110 who USES wadiah's savings products. The sampling technique used is the simple random sampling. As for types of data, it USES primary and secondary data. Data gained is analyzed by data analysis techniques, which are verifying the validity of data, data reliability tests, data normality tests, homophobic tests, t (partial) tests and determinative coefficiencies. From the research hypothesis test stated ha (received) means the influence of consumer knowledge (x) on wadiah's savings products (y) decisions and of the t-test there was a staggering value of significance which was smaller than 0.05. Then the variable (x) decision variables for wadiah's savings product (y) is 574 or 57.4% and the rest is 42.6% affected by other variables not included in the research</em></p> 2021-09-18T00:00:00+00:00 Copyright (c) 2021 ANALISIS PENDAPATAN TERHADAP KONSUMSI MAHASISWA FAKULTAS EKONOMI DAN BISNIS ISLAM INSTITUT UMMUL QURO AL- ISLAMI 2021-09-19T06:23:00+00:00 Moch Zaenal Muttaqin Ukon Bulkoeni <p><em>The effect of income on student consumtion of the Faculty of Sharia Economics, Ummul Quro Al-Islami Institute. The study alms to determine the effect of income on consumtion of students of the Islamic Ekonomics Faculty of the Ummul Quro Al-Islami Institute. The location of this research was conducted on the campus of the Ummul Quro Al-Islamic Institute Bogor. The method used in this research is a method with descriptive and quantitative analysis. The types of data used in this study are primary data and secondary data. The data collection instrument was a questionnaire/ questionnaire with the sampling technique using random sampling, data analysis techniques using multiple linear regression test. The results showed that income has an effect on student consumtions</em></p> 2021-09-18T00:00:00+00:00 Copyright (c) 2021 PENGARUH KEBERADAAN PERGURUAN TINGGI TERHADAP TINGKAT PENDAPATAN PENDUDUK DESA LEUWIMEKAR KECAMATAN LEUWILIANG BOGOR 2021-09-19T06:30:45+00:00 Anggi Septiani <p><em>Universities are often defined as the engine of economic development, so the role of universities is expected to increase the income of the surrounding population. The purpose of this study was to see the difference in the average income of the population before the establishment of the college and after the establishment of universities in Leuwimekar Village. To see the difference in the average income of the population before the establishment of the college and after the establishment of universities then it can be solved by through the T test, as well as to look at the factors that affect the average income of the population through case studies of MSMEs in Leuwimekar Village using OLS. The results of the T test showed a difference in respondents' income before and after the establishment of IUQI by 32.2%, which means that on average the respondent's income increased by 32.2%. And the results of data processing by OLS method showed that the variable ln modal had no positive effect on the average income of respondents with a coefficient value of 0.032972 at a real level of 5%, as well as variable distance ln with a coefficient value of -0.161506 at a level of 5% had no positive effect on the average income of respondents</em></p> 2021-09-18T00:00:00+00:00 Copyright (c) 2021