JOURNAL ISLAMIC ECONOMICS AD DIWAN

STRATEGI PENGELOLAAN ASET WAKAF DALAM MENGURANGI TINGKAT PENGANGGURAN DI JAWA BARAT

Amar Luqmanurrifqiansyah — 2024-03-30

Humans in applying human thinking, including in economic matters. Muslim intellectual figures used two main sources, namely the Koran and Hadith, to solve several economic problems that began to emerge after the death of the Prophet. Apart from being famous as the father of Islamic ethics, Ibn Miskawaih also contributed his thoughts to economics. Apart from Ibn Miskawaih's thoughts in education, there are also his thoughts in economics. One of his thoughts in economics is about the concept of money exchange and the role of money. The approach to writing used is to use the qualitative method of library research (Library Research). The results of the study show that humans are social creatures who need each other the most to fulfill their needs for goods and services. Therefore, humans will exchange goods and services with appropriate compensation (reward, al-mukafat al-mukafat almunasihab). When exchanging money, it will act as a tool of assessment and balancing (al-muqawwim al-musawwi baynahuma) in the exchange, so that justice can be created

FAKTOR YANG MENENTUKAN KEPERCAYAAN MUZAKKI MEMBAYAR ZIS DI LEMBAGA PENGELOLA ZAKAT PASCA PEMBERITAAN KASUS ACT DI MEDIA MASSA (STUDI KASUS MUZAKKI DI WILAYAH JABODETABEK)

Rida Paujiah — 2024-03-30

The aim of this research is to determine the factors that determine muzakki's confidence in paying ZIS
at Zakat management institutions after the reporting of the Aksi Cepat Tunjung (ACT) case in the mass
media. The type of research carried out uses quantitative research with survey research methods. The
sample was taken using a purposive sampling technique, involving 100 respondents as the total sample
from Jabodetabek Muslims who were aware of the ACT Case News and had paid their ZIS to the zakat
management institution. The analytical method used is factor analysis with the help of IBM SPSS version
25. The findings from this research indicate that the factors that determine muzakki's confidence in
paying ZIS at the Zakat management institution after the reporting of the ACT Case in the Mass Media
are, Factors that shape muzakki behavior consisting of muzakki culture, Muzakki Mass Media, Muzakki
Religiosity, Muzakki Social Environment and Muzakki Self-Awareness. Furthermore, Muzakki's trust
factor consists of Zakat Institution Transparency, Zakat Institution Image and ZIS Knowledge. The
dominant factors come from the factors that shape muzakki behavior

PERAN AKAD KAFALAH DALAM PRODUK PEGADAIAN SYARIAH TERHADAP IMPLEMENTASI PENJAMINAN DAN MITIGASI RISIKO

Siti Umi Kulsum — 2024-03-30

problematic financing (bad credit) for customers due to the death of customers and customers whose businesses go bankrupt, resulting in losses for the Sharia Pawnshop, Margonda Depok Branch, as the guarantor of the financing.This research aims to determine the implementation of the contract, determine the implementation of the kafalah contract at the Margonda Depok Branch Sharia Pawnshop and to determine the role of the kafalah contract in transaction guarantees, identify the risks that arise in the kafalah contract and the extent of its contribution in mitigating risks for customers and pawnshops.The type of research used in this thesis is descriptive qualitative research with a case study approach. The analytical tool used is the Miles and Huberman model. The results of this research show that 1) The implementation of the kafalah contract in Pegadaian Syariah products, Margonda Depok Branch is running in accordance with fatwa No.11/DSN-MUI/VI/2000 concerning kafalah and its application is in micro financing products. 2) The role of the kafalah contract in guaranteeing transactions on sharia pawnshop products is to provide guarantees for payment of customer debts in the event of default or inability to pay debts and help prevent both parties involved from losses and injustice, mitigating risks in products that use the kafalah contract from the pawnshop. customers to Pegadaian Syariah Margonda Branch, namely: (a) regular monitoring, (b) backing up data digitally, (c) early identification of customer data, (d) socialization, (e) making binding agreements

MODEL PEMBERDAYAAN ASET WAKAF MELALUI CROWDFUNDING BAGI UMKM DI PROVINSI ACEH

Siti Maesaroh — 2024-03-30

This research aims to determine the Aceh Province waqf asset empowerment model for MSMEs as a solution to overcome the problems and needs of MSMEs. This research method uses a descriptive qualitative method with a quantitative approach. The data analysis technique used is the Analytical Network Process (ANP) where data is collected through interviews and distributing questionnaires. The technique used in sampling was purposive sampling with a total sample of 30 MSMEs in Aceh Province. The results of this research show that the needs of MSMEs in Aceh Province are improving product quality at affordable prices, strategic business locations and business capital. The waqf asset empowerment model that can be a solution to the needs of MSMEs is the MSMEs Financing model which is a waqf asset empowerment model for MSMEs, where waqf assets are produced by utilizing funding through crowdfunding. Then, after the waqf assets produce benefits, MSMEs can receive benefits from the productive waqf assets in the form of capital loans with a qard-hasan agreement and facilitation of shops with cheap rental prices for MSMEs. Based on the needs of MSMEs, the waqf model is appropriate to help meet the needs of MSMEs

IMPLEMENTASI STRATEGI PEMASARAN SYARIAH DALAM MENINGKATKAN PRODUK SARI KURMA AL-JAZIRA (CV. AMAL MULIA SEJAHTERA) PADA PENGUSAHA MUSLIM

Mila Lisnawati — 2024-03-30

Pemasaran syariah dapat diartikan bahwa perusahaan yang berbasis syariah diharapkan dapat bekerja dan bersikap profesional dalam dunia bisnis. Pemasaran syariah berperan dalam pemahaman akan pentingnya nilai-nilai etika dan moralitas pada pemasaran. Penelitian ini bertujuan untuk menganalisis strategi pemasaran syariah pada CV.Amal Mulia Sejahtera. Jenis penelitian ini adalah kualitatif dengan Teknik analisis data menggunakan metode analisis SWOT. Hasil penelitian ini menunjukan bahwa penerapan strategi pemasaran syariah untuk produknya sendiri yaitu memiliki kualitas yang baik dan halal yang sudah memiliki lisensi, harga yang ditawarkan pun sesuai dengan kualitas produknya, untuk tempat dan distribusi nya dilakukan dengan cepat dan tepat, promosi yang dilakukan pun yaitu dengan menginformasikan sesuai fakta dengan menerapkan sikap kejujuran dan mengedepankan syariat Islam. Strategi pemasaran syariah yang efektif untuk diterapkan yaitu Peningkatan kualitas dan kuantitas, produk Menjaga kepercayaan pelanggan untuk terus meningkatkan penjualan produk ,Peningkatan inovasi dengan melibatkan kemitraan serta menstabilisasi kualitas sebagai olahan herbal, Mengoptimalkan promosi dan kuantitas produk dalam meningkatkan pangsa pasar, Memanfaatkan teknologi yang digunakan pelanggan dengan baik dan melakukan promosi yang terarah melalui online maupun offline, Peningkatan kualitas dan kuantitas produk, Memperluas jangkauan distribusi dan penjualan, Meningkatkan produksi produk pada setiap distributor

STRATEGI PENGELOLAAN ASET WAKAF DALAM MENGURANGI TINGKAT PENGANGGURAN DI JAWA BARAT

Siti Anisa — 2024-03-30

The purpose of this research is to determine waqf asset management strategies in reducing unemployment in West Java. The method used is qualitative with a descriptive approach and the determination of waqf management strategies using SWOT analysis techniques. The sample in this study was determined through puposive sampling. The data collection process is carried out through interview techniques and questionnaire distribution. The results of this study indicate that the management of waqf assets in West Java is still mostly used for worship purposes, namely waqf mosques and musolah. Meanwhile, the management of waqf assets by BWI West Java does not exist to overcome unemployment so that the appropriate strategy in managing these waqf assets is the strategy of developing waqf land by establishing a Job Training and Competency Center, developing waqf land by establishing a labor channeling institution, developing waqf land by establishing a job vacancy information institution, developing mosque waqf by setting up kiosks to increase trade businesses, developing agricultural waqf by empowering the surrounding community to increase agricultural businesses and developing waqf land by empowering livestock businesses