JOURNAL ISLAMIC ECONOMICS AD DIWAN 2023-03-26T08:23:18+00:00 Jamaludin Open Journal Systems <p><strong>Journal of Islamic Economics Ad Diwan</strong>; Institut Ummul Quro Al-Islami Bogor is a research journal in the disciplines of Islamic economics and Islamic economics issues that are expected to provide new or state-of-the-art contributions for academic development or real-world applications or both. This journal includes original research articles, including: Islamic Economics, Islamic Entrepreneurship, Islamic Management and Banking, Islamic Business Ethics, Islamic Investment Management, Islamic Bank Risk Management, Islamic Bank Fund Management, Islamic Accounting, Islamic Bank Budget, Zakat Management, Capital Market Sharia. This Ad Diwan journal is published by the Islamic Economics Study Program, Faculty of Islamic Economics, Bogor Ummul Quro Al-Islami Institute.</p> <p>This journal is published twice a year, namely in September and March. <strong>P-ISSN <a href="" target="_blank" rel="noopener">2809-7130</a> E-ISSN <a href="" target="_blank" rel="noopener">2809-4840</a></strong></p> <p><strong>This journal <span class="st">registered in the <a href="" target="_blank" rel="noopener"><img class="transparent" src="" alt="" width="93" height="30" /></a>system </span><span class="il">with </span><span class="st">Digital Object Identifier </span><span class="il">(DOI)</span> prefix <a href=";from_ui=yes" target="_blank" rel="noopener">10.51192.</a></strong></p> ANALISIS MAQASHID SYARIAH PEMANFAATAN SMARTPHONE SEBAGAI MEDIA PEMASARAN ONLINE PADA PELAKU WIRAUSAHA 2022-09-10T06:48:35+00:00 Azizah Mursyidah Siti Maspupah <p><em>This study aims to determine the analysis of maqashid sharia on the use of smartphones as an online marketing medium for entrepreneurs during the Covid-19 period.</em> <em>As for the maqashid sharia, according to Imam Al-Ghazali, it is reflected in five main things, namely hifdz ad-Din (safeguarding religion), hifdz an-Nafs (safeguarding the soul), hifdz al-aql (safeguarding the mind), hifdz al-Mal (safeguarding property)</em> <em>, and hifdz an-Nasl (guarding offspring).</em> <em>The research method used is descriptive qualitative, data collection was carried out using interviews and questionnaires.</em> <em>The sample of this study was 30 participants, with the sampling technique in this study used on the basis of non-probability sampling with purposive sampling technique, namely samples taken with certain considerations/criteria, and snowball sampling, namely the addition of the sample was stopped when the data was saturated.</em> <em>or from various informants, both old and new, not providing any new data.</em> <em>The results of this research are the analysis of Maqashid Syariah on the use of smartphones as an online marketing medium for entrepreneurs in 3 villages which fall into the very appropriate category with an average percentage of 92%.</em> <em>There were obstacles faced by entrepreneurs in the 3 covid-19 villages causing a decline in the community's economy which resulted in reduced consumer buying interest, because the community prioritized or prioritized buying basic daily needs;</em> <em>the number of new competitors, the high cost of operations and raw materials, the presence of covid-19 financial reports or entrepreneurial income is decreasing, this is a threat to entrepreneurs</em></p> 2023-03-26T00:00:00+00:00 Copyright (c) 2023 AD DIWAN FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT PENGGUNAAN QUICK RESPONSE INDONESIAN STANDARD (QRIS) BANK SYARIAH DENGAN PENDEKATAN TECHNOLOGY ACCEPTANCE MODEL 3 2023-03-26T05:26:15+00:00 Khallimatus Sya’diah Rifaatul Indana <p><em>Digitalization has encouraged Bank Indonesia to develop an integrated payment system infrastructure, namely QRIS, so that transactions are easier, faster, and secure. This study aims to determine interest in using QRIS with approach Technologi Acceptance Model 3. The population of this study is generation Z who live in Yogyakarta. This study obtained a sample that fits the criteria of 100 respondents. The results of data collection are then processed using the SmartPLS 4.0 application. Based on the test results, it shows that almost all variables have a positive and significant effect, except for the subjective norm variable which does not have a significant effect on perceived usefulness</em></p> 2023-03-26T00:00:00+00:00 Copyright (c) 2023 JOURNAL ISLAMIC ECONOMICS AD DIWAN PEMIKIRAN EKONOMI ISLAM DARI AL-GHAZALI 2023-03-26T05:39:11+00:00 Furqonul Haq <p><em>Islamic economists from Indonesia, in deepening their knowledge of Islamic economics, must have been more or less inspired by the Islamic economists of the past. This can be seen from the inclusion of the theories of earlier Islamic economists in their works. There were many Islamic economists in the past, one of whom was Al-Ghazali. This study aims to analyze the Islamic economic thought of Al-Ghazali. The research method was carried out by means of a literature study. The results of the study show that Al-Ghazali's Islamic economic thought is generally contained in nine aspects, namely: market evolution, money evolution and barter issues, usury and money exchange, money hoarding and counterfeiting, production activities, public sector regulation, as well as the role of the state and financial public. Al-Ghazali greatly contributed to the treasures of Islamic economics</em></p> 2023-03-26T00:00:00+00:00 Copyright (c) 2023 JOURNAL ISLAMIC ECONOMICS AD DIWAN ZAKAT SEBAGAI SOLUSI PEMBERDAYAAN EKONOMI LEMAH 2023-03-26T06:46:32+00:00 Fitrianto Furqonul Haq <p><em>Zakat has an important role to drive the economy. The potential for Zakat Infaq and Alms (ZIS) in Indonesia in 2020 is very large (Rp. 327.6 T). However, it has only reached 3.9% of the total existing potential. BAZNAS is an institution that collects ZIS funds formed by the government from the central, provincial to district/city levels. BAZNAS Yogyakarta City has several zakat fund distribution programs, one of which is Jogja Sejahtera which aims to improve the economy for those who are less fortunate but have productive economic businesses. The research method uses literature study. The results of the study show that the BAZNAS of Yogyakarta City distributes zakat funds for productive economic empowerment to individuals and communities. BAZNAS Yogyakarta City also provides assistance to beneficiaries with the hope that the community will change from mustahiq to muzakki in the future</em></p> 2023-03-26T00:00:00+00:00 Copyright (c) 2023 AD DIWAN MANAJEMEN KEUANGAN ALA RASULALLAH SAW DAN PARA SAHABAT DALAM BERDAKWAH 2023-03-26T08:18:02+00:00 Moh. Asep Zakariya Ansori <p><em>This paper discusses the Financial Management Ala Rasulallah Saw and the Companions so that they can be used for preaching to spread Islam. financial management is carried out to organize a fair and solid economic order of society so that the prophet's preaching mindset is not only through war and bloodshed but through good management and management. Balanced and transparent management of state revenues and expenditures is one of the policies that must be carried out to maintain the welfare of the community. The purpose of this paper is to review the management and economic policies that have been made by Rasulallah Saw so that they can be applied in the present. The method used in this writing is qualitative, namely by analyzing various reading literature and drawing a conclusion</em></p> 2023-03-26T00:00:00+00:00 Copyright (c) 2023 PENGARUH MODAL USAHA DAN LOKASI USAHA TERHADAP PENDAPATAN UMKM DI DESA TAPOS I KECAMATAN TENJOLAYA KABUPATEN BOGOR 2023-03-26T08:23:18+00:00 Gunawan Marwan Moh. Zaenal Muttaqin Moh. Asep Zakariya Ansori <p><em>Income can be influenced by different elements, this study uses initial capital, and business location as independent variables. This study aims to determine the impact of start-up capital and business location on income. The sample of this research is 80 respondents who are MSMEs in Tapos I Village, Tenjolaya District, Bogor Regency. Data collection techniques using a questionnaire. The analysis technique used is multiple linear regression, with income as the dependent variable and initial capital and business location as independent variables. After the classical assumption test, the results of the data are normally distributed and do not experience deviations. Judging from the results of the F test, it is found that the calculated F value is 112,344 with a significant level of F 0.000, using a significant level of 0.05 and an F table value of 3.115, then F arithmetic (112.344) &gt; F table (3.115) or a significant F 0.000 shows in below 0.05. So it can be concluded that the two independent variables, namely initial capital and business location, both affect income. Partially, initial capital and business location have a significant effect. Of the two independent variables, the most dominant variable affecting MSME income is the initial capital variable, with a t-count value of 10,790 and a significant probability of 0.000. MSMEs are one of the backbones of the Indonesian economy that must be continuously created</em></p> 2023-03-26T00:00:00+00:00 Copyright (c) 2023