https://jurnal.iuqibogor.ac.id/index.php/istitsmar/issue/feedAl Istitsmar: Journal of Islamic Banking2024-08-30T02:19:21+00:00Abdul Azizabdul.aziz@iuqibogor.ac.idOpen Journal Systems<p><strong> Al Istitsmar: Journal of Islamic Banking</strong> p-ISSN xxx-xxxx e-ISSN xxx-xxxx is a peer-reviewed journal published twice a year on Augt and February by Sharia Banking Study Program, Faculty of Islamic Ecomomics and Business, Institut Ummul Quro Al-Islami, Bogor, West Java, Indonesia. <strong>Al Istitsmar</strong><strong>: Journal of Islamic Banking</strong> is published to support the development of Islamic Banking which will contain articles on Islamic Banking both empirical, theoretical and practical studies. The editor accepts the manuscript with provisions according to the guidelines for the author.</p> <p><strong>Al Istitsmar: Journal of Islamic Banking </strong>warmly welcomes contributions from students, graduate students, academicians, and practicioners to communicate original research and current issues in relation to improvement of Islamic Banking, among them are:</p> <ul> <li class="show">Islamic Banking</li> <li class="show">Islamic Bank Information System</li> <li class="show">Islamic Bank Audit</li> <li class="show">Islamic Bank Management</li> <li class="show">Islamic Banking Risk Management</li> <li class="show">Islamic Banking Marketing Management</li> <li class="show">Islamic Bank Liquidity Management</li> <li class="show">Ethics of Islamic Banking</li> <li class="show">Accounting for Islamic Bank</li> <li class="show">Legal drafting of Islamic Bank</li> <li class="show">Analysis of Islamic Bank Financial Reports</li> <li class="show">Others</li> </ul>https://jurnal.iuqibogor.ac.id/index.php/istitsmar/article/view/1163Pengaruh Pendidikan Kewirausahaan dan Efikasi Diri terhadap Minat Berwirausaha Mahasiswa IUQI2024-08-29T09:08:14+00:00Neng Syifa Nurfadilahsyifafadilah079@gmail.comMoh Zaenal Muttaqinmoh.zaenal.muttaqin@iuqibogor.ac.id<p>Berwirausaha adalah salah satu langkah yang diambil untuk mengurangi pengangguran saat ini. Karena jumlah penawar pekerjaan tidak sesuai dengan posisi terbuka.Inti dari penelitian ini adalah untuk menentukan dampak pendidikan usaha bisnis dan kelangsungan hidup terhadap minat dalam bisnis baik secara sementara maupun pada tingkat tertentu. Mahasiswa Fakultas Ekonomi Syariah dan Manajemen Pendidikan Islam Institut Ummul Quro Al-Islami dijadikan sebagai populasi penelitian kuantitatif ini dengan berjumlah 358 mahasiswa. Hasil dari penelitian ini menunjukan bahwasannya, Pendidikan Kewirausahaan (X1) berpengaruh terhadap minat berwirausaha (Y) dibuktikan dengan nilai signifikansi 0.000 dan nilai t hitung sebesar 3.692 > t tabel sebesar 1.992. Efikasi Diri (X2) memiliki nilai kepentingan sebesar 0,000 dan t ditentukan sebesar 4,938 > t tabel sebesar 1,992. Minat berwirausaha dipengaruhi secara simultan oleh Pendidikan Kewirausahaan (X1) dan Self-Efficacy (X2). Nilai kepentingan sebesar 0,000 dan f hitung sebesar 112,094 > f tabel sebesar 3,115 menunjukkan hal tersebut. dan dapat disimpulkan semakin meningkatnya pendidikan wirausaha dan efikasi diri pada mahasiswa maka semakin meningkatnya minat berwirausaha pada mahasiswa Institut Ummul Quro Al-Islami Bogor</p>2024-08-29T00:00:00+00:00Copyright (c) 2024 https://jurnal.iuqibogor.ac.id/index.php/istitsmar/article/view/1164Pengaruh Pendidikan Kewirausahaan, Efikasi Diri dan Religiusitas terhadap Minat Berwirausaha Siswa SMK Pertiwi Cibungbulang2024-08-29T09:56:34+00:00Arif Indrayanaarifindrayana02@gmail.comMoh Asep Zakariya Ansorimoh.asep.zakariya.ansori@iuqibogor.ac.id<p><em>One strategy to lower the present unemployment rate is entrepreneurship. The growing interest in entrepreneurship is influenced by a number of factors, including self-efficacy, religion, and entrepreneurship education. This study aims to ascertain the impact of self-efficacy, religiosity, and entrepreneurship education on entrepreneurial interest, either concurrently or in part. The research design for this study is multiple linear regression using quantitative methodologies. The t test findings indicate that the variables x1, x2, and x3 have t values of 4,757, 4.775, and 4,088 respectively. These values are more than the t table's value of 2,000, indicating that the variables x1, x2, and x3 have a partial impact on Y. Additionally, the F test's computed F value of 87.513 is higher than the F table's value of 2.783, indicating that x1, x2, and x3 all affect Y at the same time. Furthermore, the outcomes of the multiple linear regression test are x1 = 31%, x2 = 22%, and x3 = 24%. And it can be concluded that the higher the level of entrepreneurial education, efficiency, and religiousness of students, the greater their interest in entrepreneurship</em></p>2024-08-29T00:00:00+00:00Copyright (c) 2024 https://jurnal.iuqibogor.ac.id/index.php/istitsmar/article/view/1165Pengaruh Mata Kuliah Kewirausahaan terhadap Minat Berwirausaha pada Mahasiswa MPI IUQI Bogor2024-08-30T01:24:21+00:00Rodhilil Adlirodhilil@gmail.com<p><em>Research Background The increasing number of unemployed has an impact on economic growth in a country. In developing countries, unemployment is a very serious problem because it has an impact on the economic and social conditions in a country. However, in developed countries, the problem of unemployment is only a problem for the economic cycle. Research Objectives was to determine the influence of the Entrepreneurship Course on Entrepreneurial Interest. Research Methods This research uses a quantitative approach method. Quantitative methods are methods that present data in the form of numbers that are easier to know at first glance or compared to one another. This method aims to test the established hypotheses. Research Results In the t test, a calculated t value of 1.098 is greater than the table t value, indicating that there is an influence of the Entrepreneurship Course on Entrepreneurial Interest. In the r square test, a correlation value of 0.120 was obtained, and a determination value of 0.14. That is, the Entrepreneurship Course affects Entrepreneurial Interest by 14%. Conclusion Based on the results of the study, it can be concluded that the Entrepreneurship Course has an influence on Entrepreneurial Interest by 14%</em></p>2024-08-30T00:00:00+00:00Copyright (c) 2024 https://jurnal.iuqibogor.ac.id/index.php/istitsmar/article/view/1166Pembagian Zakat Fitrah kepada Fakir Miskin di Desa Kemang Kabupaten Bogor Perspektif Al-Habib Zein bin Ibrohim bin Smith dalam Kitab Taqrirot As-Sadidah Fi Al-Masa’ili Al-Mufidah2024-08-30T01:34:36+00:00<p><em>Zakat in language is purification and addition, namely the increase of goodness and blessings. By definition, zakat is the issuance of special assets in a special way with special intentions and given to special groups. According to the language, zakat means cleaning and increasing, namely increasing goodness and blessings. Because with zakat, Allah cleanses the person who issues it from his sins and from the despicable miserly nature. The purpose of this research is to investigate the mechanism or procedure proposed by Al-Habib Zein bin Ibrahim bin Smith in his book to distribute zakat fitrah to the poor in Kemang Village, Bogor Regency. The method in this research is descriptive qualitative which describes aspects related to the object of research in depth. From this research it is concluded that the public understanding of the distribution of zakat fitrah is still very low. It is caused by the low awareness of the community in studying Islamic laws. The community's understanding of the zakat distribution mechanism is that the distribution of zakat fitrah is given to all residents to people who are unable individually, which has been done since the past and is carried out from generation to generation, this has become a habit of Kemang Village, Bogor Regency, both from the amil and from the community itself</em></p>2024-08-30T00:00:00+00:00Copyright (c) 2024 https://jurnal.iuqibogor.ac.id/index.php/istitsmar/article/view/1167Perkembangan Perbankan Syariah: Analisis Dinamika Pertumbuhan dan Evolusi Perbankan2024-08-30T01:45:00+00:00<p><em>The development of Islamic banking is rooted in the early history of banking, which began as a depository institution to protect the wealth of merchants from the risk of loss. Initially, banks also served as money changers to support international trade. Over time, banks became not only depositories but also lenders. Islamic banks emerged as a response to the needs of Muslims for a financial system that complies with sharia principles, emphasises fairness, transparency and ethics, and avoids usury. This research uses a descriptive-analytical method with a historical approach to explain the development of Islamic banking, including the dynamics of its growth and evolution according to the views of Islamic economic figures. The results show that although the term ‘bank’ does not exist in Islamic fiqh, banking functions have been implemented since the time of the Prophet Muhammad. These practices cover various aspects of modern banking and evolved in accordance with the dynamics of Islamic civilisation. Thus, the concept of banking is not foreign to Islam, and ijtihad to formulate a modern sharia-compliant bank can be done by referring to existing historical practices, making it easier to formulate an Islamic banking system that is relevant and in accordance with Islamic values</em></p>2024-08-30T00:00:00+00:00Copyright (c) 2024 https://jurnal.iuqibogor.ac.id/index.php/istitsmar/article/view/1168Strategi Pengentasan Kemiskinan Menurut Ibnu Kholdun dalam Kitab Muqaddimah dan Relefansinya di Indonesia2024-08-30T01:57:36+00:00Hanief Sirajul Hudahaniefsirajulhuda@gmail.com<p><em>The problem of poverty always gets the main attention in the world, especially for countries that are predominantly Muslim. This happens because the government's slow awareness and failure to overcome the problem of poverty will cause a variety of social, economic and political problems in the midst of society. In terms of human resources where the concept of human development is related to how to expand human choices, especially to meet basic needs such as health, education and purchasing power. On the basis of this conflicting relationship, a country with good quality human development ideally has a low percentage of poor people. This study uses qualitative methods that describe Ibn Kholdun's development model theory in overcoming poverty. Ibn Kholdun argues that economic development or decline in society does not depend on just one factor, but rather on the interaction of moral, social, economic, political and historical factors over a long period of time</em></p>2024-08-30T00:00:00+00:00Copyright (c) 2024