Membangun Masa Depan yang Berkelanjutan dengan Investasi Syariah Building a Sustainable Future with Sharia Investments

Abstract

Islamic investment is a form of financial management that not only focuses on material gains but also upholds values of ethics, justice, and sustainability as guided by Islamic principles. These principles emphasize the prohibition of practices involving riba (usury), gharar (excessive uncertainty), and maisir (gambling), while promoting a more transparent, equitable, and socially beneficial financial system. This article aims to analyze how Islamic investment can serve as a strategic approach in building a sustainable future while balancing economic, social, and environmental interests. This study employs a qualitative approach using a literature review method by examining various scholarly sources, including journals, books, research reports, and other relevant documents. The findings reveal that Islamic investment not only contributes positively to economic growth but also supports environmental sustainability and enhances social welfare. For instance, Islamic financial instruments such as green sukuk have proven effective in financing environmentally friendly projects, while Sharia-based financing for micro, small, and medium enterprises (MSMEs) has played a vital role in promoting economic inclusiveness and reducing social inequality. Moreover, the concept of green investment aligned with Sharia principles emerges as a breakthrough in supporting the achievement of the Sustainable Development Goals (SDGs). Therefore, Islamic investment holds significant potential as an instrument for inclusive and just development. The conclusion of this study highlights that in order to optimize the role of Islamic investment in the future, there is a strong need for public education, continuous product innovation, and cross-sector collaboration involving governments, financial institutions, and business actors.